Sunday 14 June 2015

How we will be budgeting in a lovely Christmas this year

How we will be budgeting in a lovely Christmas this year.

June: Plan what we will buy and when. Make a food and drink list, decor list and gift list ready.
End of the month we will make our first purchauses.
I will be buying some meat joints to freeze and some drink.
July: More alcohol will be bought and taken to store at my mum in laws home. I will be taking advantage of any online deals with the body shop or boots to buy a few gift sets in.
 At the very end of July I will pick up our new tree, lights and decorations. These are all very cheap online at the moment as it is off season and there is no demand.
August: Buy main christmas prezzies for family.
September: Buy all remaining meats and freeze them ready for December. Also start buying goodies for the festive time. Pringles, chocolate fingers and all those goodies and non perishables. I will grab them when they are on offer and just pop them away.
October: Some new candles, throws and cosy homewear.
November: Buy eachothers gifts and load up on Champagne and finishing touches.
Complete my usual pre-christmas home clean.
December: Buy fresh ingredients needed and advent goodies.

Its all pretty simple. The costs are so spread out that we can spend a bit more than usual and not go beyond our means or get into any debt. Ready to start the new year with all bills paid and behind us.

December is mostly going to be filled with sorting out place settings and decorating for christmas.
Its going to be nice not last minuite shopping hoping to find bargains and having to make cut backs.

Last year we started in september I think, and we still managed to get in debt and put £££ on the credit card. Well fingers crossed, not this year.

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